Judicial debt recovery
Recovery of unpaid debts through payment order proceedings, verbal and ordinary trials. Strategy tailored to the debtor profile and available documentation, with extensive experience managing large case portfolios for banks and debt servicers.
How we work
Our methodology for this service
Case and debtor analysis
We review the contractual documentation, payment history and the debtor's financial position to determine the viability of the claim and the most effective procedure.
Pre-litigation demand
We send a formal payment demand that serves as procedural evidence while opening a negotiation window to resolve the default before resorting to litigation.
Selecting and filing the proceedings
We select the optimal procedural route — payment order, verbal or ordinary proceedings — based on the amount, debt type and available documentation, and file the claim before the competent court.
Enforcement and recovery monitoring
Once a favourable ruling is obtained, we manage the enforcement phase with asset attachment, asset investigation and monitoring until the debt is effectively recovered.
Who this is for
Banks, servicers and investment funds with non-performing debt portfolios. Also SMEs and companies with unpaid receivables from customers or suppliers who need a litigation strategy tailored to the volume and profile of each case.
Discover more by sector
Why MES Legal?
- Specialist lawyers with proven expertise in each practice area
- Offices in Barcelona and Madrid with national coverage throughout Spain
- Results-oriented, practical approach with clear risk management
- Direct professional relationship — no large-firm layers or intermediaries
Other services in this area
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Breach of contract
Action against breaches of contractual obligations in sales, leases, construction contracts and commercial agreements. Involvement in pre-litigation demand and negotiation, as well as judicial defence to enforce performance, rescind the contract or claim damages.
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Monetary claims
Management of the most appropriate proceedings for recovering outstanding amounts, including principal, default interest and legal costs. Analysis of the best recovery route depending on the nature of the debt, the debtor's solvency and available documentation.
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Civil liability and damages
Civil liability actions for material, personal and financial damages arising from breaches, negligence, accidents and construction defects. Assessment of the extent of harm and development of claims or defences with a rigorous evidentiary basis.
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Evictions and repossessions
Eviction proceedings for non-payment of rent or precarious occupation, and actions for repossession and recovery of the property. Full support from the initial demand through to the effective return of the property, for private owners, companies and asset holders.